/* ══════════════════════════════════════════
   UI 风格：12 卡片社交风（开发指引）
   主色 #1DA1F2 · 行动色 #0D8FE0 · 背景 #F5F8FA · 点缀青绿 #14B8A6
   结构：方案18 急用钱引导型 · M1-A05 顾问图片居中+文案 · M5-B Tab切换
   ══════════════════════════════════════════ */

:root {
  --c-primary:   #1A6FAE;
  --c-primary-d: #155D8F;
  --c-cta:       #0D8FE0;
  --c-cta-d:     #0A7AC4;
  --c-accent:    #14B8A6;
  --c-accent-d:  #0F9488;
  --c-bg:        #F5F8FA;
  --c-bg2:       #EBF4FC;
  --c-card:      #FFFFFF;
  --c-text:      #1A2B3C;
  --c-sub:       #5A7A96;
  --c-border:    #D1E4F0;
  --c-success:   #16A34A;
  --c-warn:      #D97706;
  --radius-sm:   6px;
  --radius:      12px;
  --radius-lg:   20px;
  --shadow:      0 2px 12px rgba(13,143,224,.08);
  --shadow-md:   0 6px 24px rgba(13,143,224,.14);
}

*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; }
body {
  background: var(--c-bg);
  color: var(--c-text);
  font: 15px/1.65 'PingFang SC','Microsoft YaHei','Helvetica Neue',sans-serif;
  -webkit-font-smoothing: antialiased;
  padding-bottom: calc(56px + env(safe-area-inset-bottom, 0px));
}
a { color: inherit; text-decoration: none; }
img { max-width: 100%; display: block; }

.container { max-width: 480px; margin: 0 auto; padding: 0 16px; }
.section-pad { padding: 52px 0; }
.section-header { text-align: center; margin-bottom: 28px; }
.sec-title {
  font-size: 20px; font-weight: 800; color: var(--c-text);
  margin-bottom: 6px; letter-spacing: -.3px;
}
.sec-title i { color: var(--c-cta); margin-right: 6px; }
.sec-sub { font-size: 13px; color: var(--c-sub); }

/* ══ F1 导航栏 ══ */
.navbar {
  background: var(--c-card);
  border-bottom: 1px solid var(--c-border);
  position: sticky; top: 0; z-index: 100;
  box-shadow: var(--shadow);
  display: block !important;
  padding: 0 !important;
}
.nav-inner {
  max-width: 480px; margin: 0 auto; padding: 0 14px;
  height: 52px; display: flex; align-items: center; gap: 8px;
  position: relative;
}
.nav-logo {
  display: flex; align-items: center; gap: 7px;
  font-size: 14px; font-weight: 800; color: var(--c-primary);
  flex-shrink: 0; margin-right: auto;
}
.logo-icon { font-size: 20px; color: var(--c-cta); flex-shrink: 0; }
.nav-links {
  display: none;
  flex-direction: column;
  position: absolute; top: 100%; left: 0; right: 0;
  background: var(--c-card);
  border-top: 1px solid var(--c-border);
  box-shadow: 0 8px 20px rgba(0,0,0,.1);
  z-index: 200; padding: 8px 0;
}
.nav-links.open { display: flex; }
.nav-links a {
  padding: 11px 20px; font-size: 14px; font-weight: 600;
  color: var(--c-text); display: flex; align-items: center; gap: 8px;
}
.nav-links a:hover { background: var(--c-bg2); color: var(--c-cta); }
.nav-links a i { color: var(--c-cta); font-size: 13px; }
.btn-cta-nav {
  background: var(--c-cta); color: #fff;
  border: none; border-radius: 50px;
  padding: 7px 14px; font-size: 12px; font-weight: 700;
  white-space: nowrap; cursor: pointer; flex-shrink: 0;
}
.nav-toggle {
  background: none; border: none; cursor: pointer;
  display: flex; flex-direction: column; justify-content: center;
  gap: 5px; width: 36px; height: 36px; flex-shrink: 0;
}
.nav-toggle span {
  display: block; height: 2px; border-radius: 2px;
  background: var(--c-primary); transition: all .28s;
}
.nav-toggle.open span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
.nav-toggle.open span:nth-child(2) { opacity: 0; transform: scaleX(0); }
.nav-toggle.open span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }

@media (min-width: 481px) {
  .nav-logo { margin-right: 0; }
  .nav-links {
    display: flex !important; flex-direction: row; position: static;
    background: none; border: none; box-shadow: none;
    padding: 0; flex: 1; justify-content: center; gap: 4px;
  }
  .nav-links a { padding: 4px 10px; font-size: 13px; }
  .nav-links a i { display: none; }
  .nav-toggle { display: none; }
}

/* ══ F2 合规浮层（嵌入 hero-content） ══ */
.compliance-bar {
  position: absolute; top: 0; left: 0; right: 0; z-index: 10;
  background: rgba(13, 143, 224, 0.3);
  backdrop-filter: blur(4px);
  color: rgba(255,255,255,.92); font-size: 11px;
  padding: 8px 14px; display: flex; align-items: center; gap: 8px;
}
.compliance-bar > span { flex: 1; line-height: 1.5; }
.compliance-bar i { color: #7DD3FC; margin-right: 4px; }
.compliance-close {
  background: rgba(255,255,255,.18); border: none; color: #fff;
  width: 22px; height: 22px; border-radius: 50%; cursor: pointer;
  font-size: 14px; line-height: 22px; text-align: center; flex-shrink: 0;
}

/* ══ M1 英雄区 A05 顾问图片居中 ══
   注意：不要用 .hero { align-items:center } 包住整块 hero-content，
   否则 F2（absolute top:0）会随整块内容上移，出现在屏幕中部而非导航栏下缘。 */
.hero {
  position: relative; min-height: 88vh; overflow: hidden;
  background: url('../pic/hero/jimeng-2026-01-22-6480.jpg') center/cover no-repeat;
}
.hero-overlay {
  position: absolute; inset: 0; z-index: 1;
  background: linear-gradient(160deg, rgba(13,60,110,.72) 0%, rgba(10,122,196,.55) 100%);
  pointer-events: none;
}
.hero-content {
  position: relative; z-index: 5; width: 100%; min-height: 88vh;
  display: flex; flex-direction: column;
  text-align: center;
}
.hero-body {
  flex: 1;
  display: flex; flex-direction: column;
  align-items: center; justify-content: center;
  padding: 86px 20px 40px; /* 预留 F2 高度，避免标题被条挡住 */
}
.hero-badge {
  display: inline-flex; align-items: center; gap: 6px;
  background: rgba(255,255,255,.18); backdrop-filter: blur(6px);
  border: 1px solid rgba(255,255,255,.3); border-radius: 50px;
  padding: 5px 14px; font-size: 11px; color: rgba(255,255,255,.9);
  margin-bottom: 18px;
}
.hero-badge i { color: #7DD3FC; }
.hero-advisor {
  width: 80px; height: 80px; border-radius: 50%;
  border: 3px solid rgba(255,255,255,.6);
  margin: 0 auto 14px; object-fit: cover;
  background: linear-gradient(135deg,#1DA1F2,#14B8A6);
  display: flex; align-items: center; justify-content: center;
  font-size: 36px; color: #fff;
}
.hero-title {
  font-size: 26px; font-weight: 900; color: #fff;
  line-height: 1.25; margin-bottom: 10px; letter-spacing: -.3px;
}
.hero-title em { color: #7DD3FC; font-style: normal; }
.hero-sub {
  font-size: 13px; color: rgba(255,255,255,.82);
  margin-bottom: 20px; line-height: 1.6;
}
.hero-tags {
  display: flex; flex-wrap: wrap; gap: 8px;
  justify-content: center; margin-bottom: 24px;
}
.hero-tag {
  background: rgba(255,255,255,.15); border: 1px solid rgba(255,255,255,.25);
  border-radius: 50px; padding: 4px 12px;
  font-size: 11px; color: rgba(255,255,255,.9);
}
.hero-tag i { color: #86EFAC; margin-right: 4px; }
.btn-hero {
  display: inline-flex; align-items: center; gap: 8px;
  background: var(--c-cta); color: #fff;
  border: none; border-radius: 50px; padding: 14px 32px;
  font-size: 16px; font-weight: 800; cursor: pointer;
  box-shadow: 0 4px 20px rgba(13,143,224,.45);
  transition: transform .2s, box-shadow .2s; width: 100%; justify-content: center;
  max-width: 300px; margin: 0 auto;
}
.btn-hero:hover { transform: translateY(-2px); box-shadow: 0 8px 28px rgba(13,143,224,.5); }
.btn-hero i { font-size: 18px; }
.hero-hint { font-size: 11px; color: rgba(255,255,255,.6); margin-top: 10px; }

/* ══ M2 跑马灯 ══ */
.ticker-wrap {
  background: linear-gradient(90deg, var(--c-primary) 0%, var(--c-cta) 100%);
  overflow: hidden; padding: 11px 0;
}
.ticker-inner { display: flex; gap: 0; animation: tickerScroll 28s linear infinite; white-space: nowrap; }
.ticker-item {
  display: inline-flex; align-items: center; gap: 6px;
  padding: 0 24px; font-size: 12px; color: rgba(255,255,255,.92); flex-shrink: 0;
}
.ticker-item i { color: #86EFAC; }
.ticker-dot { color: rgba(255,255,255,.35); }
@keyframes tickerScroll { from { transform: translateX(0); } to { transform: translateX(-50%); } }

/* ══ M13 套现条件 ══ */
.condition-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 10px; }
.condition-card {
  background: var(--c-card); border-radius: var(--radius);
  padding: 14px; border: 1px solid var(--c-border);
  display: flex; gap: 10px; align-items: flex-start;
  box-shadow: var(--shadow);
}
.condition-icon {
  width: 36px; height: 36px; border-radius: 10px;
  background: var(--c-bg2); display: flex; align-items: center;
  justify-content: center; flex-shrink: 0; font-size: 16px; color: var(--c-cta);
}
.condition-text { min-width: 0; }
.condition-label { font-size: 11px; color: var(--c-sub); margin-bottom: 3px; }
.condition-val { font-size: 13px; font-weight: 700; color: var(--c-text); }
.condition-ok {
  display: inline-flex; align-items: center; gap: 4px;
  background: #DCFCE7; color: var(--c-success);
  border-radius: 50px; padding: 2px 8px; font-size: 10px; font-weight: 600;
  margin-top: 4px;
}

/* ══ M6 流程 ══ */
.process-steps { display: flex; flex-direction: column; gap: 0; }
.process-step {
  display: flex; gap: 14px; align-items: flex-start;
  padding: 16px 0;
}
.process-step:not(:last-child) { border-bottom: 1px dashed var(--c-border); }
.step-num-wrap { display: flex; flex-direction: column; align-items: center; flex-shrink: 0; }
.step-num {
  width: 38px; height: 38px; border-radius: 50%;
  background: linear-gradient(135deg, var(--c-cta), var(--c-accent));
  color: #fff; font-size: 16px; font-weight: 800;
  display: flex; align-items: center; justify-content: center;
  box-shadow: 0 3px 10px rgba(13,143,224,.3);
}
.step-body { flex: 1; }
.step-title { font-size: 15px; font-weight: 700; margin-bottom: 4px; }
.step-desc { font-size: 12px; color: var(--c-sub); line-height: 1.5; }
.step-time {
  display: inline-flex; align-items: center; gap: 4px;
  background: var(--c-bg2); border-radius: 50px;
  padding: 2px 10px; font-size: 10px; color: var(--c-cta); font-weight: 600;
  margin-top: 6px;
}

/* ══ M10 联系方式 ══ */
.contact-section { background: linear-gradient(135deg, var(--c-primary) 0%, var(--c-cta) 100%); }
.contact-card {
  background: rgba(255,255,255,.1); backdrop-filter: blur(8px);
  border: 1px solid rgba(255,255,255,.2); border-radius: var(--radius-lg);
  padding: 24px 20px;
}
.contact-headline { color: #fff; font-size: 20px; font-weight: 800; margin-bottom: 6px; text-align: center; }
.contact-sub { color: rgba(255,255,255,.75); font-size: 12px; text-align: center; margin-bottom: 20px; }
.contact-item {
  display: flex; align-items: center; gap: 12px;
  background: rgba(255,255,255,.12); border-radius: var(--radius);
  padding: 12px 14px; margin-bottom: 10px;
}
.contact-ico { font-size: 20px; flex-shrink: 0; }
.contact-info { flex: 1; min-width: 0; }
.contact-lbl { font-size: 10px; color: rgba(255,255,255,.65); }
.contact-val { font-size: 14px; font-weight: 700; color: #fff; word-break: break-all; }
.btn-copy {
  background: rgba(255,255,255,.2); border: 1px solid rgba(255,255,255,.3);
  color: #fff; border-radius: 8px; padding: 6px 12px;
  font-size: 11px; font-weight: 600; cursor: pointer; white-space: nowrap; flex-shrink: 0;
}
.btn-copy:hover { background: rgba(255,255,255,.35); }
.contact-cta {
  display: flex; align-items: center; justify-content: center; gap: 8px;
  background: #fff; color: var(--c-cta);
  border: none; border-radius: 50px; padding: 14px 28px;
  font-size: 16px; font-weight: 800; width: 100%; cursor: pointer;
  margin-top: 16px; box-shadow: 0 4px 16px rgba(0,0,0,.15);
}
.contact-cta i { font-size: 18px; }

/* ══ M5 服务项目 B类 Tab切换 ══ */
.service-tabs { display: flex; gap: 6px; flex-wrap: wrap; margin-bottom: 16px; justify-content: center; }
.svc-tab {
  background: var(--c-bg2); border: 1px solid var(--c-border);
  border-radius: 50px; padding: 6px 14px; font-size: 12px; font-weight: 600;
  color: var(--c-sub); cursor: pointer; transition: all .2s;
}
.svc-tab.active {
  background: var(--c-cta); border-color: var(--c-cta); color: #fff;
  box-shadow: 0 3px 10px rgba(13,143,224,.35);
}
.svc-panel { display: none; }
.svc-panel.active { display: block; }
.svc-detail {
  background: var(--c-card); border-radius: var(--radius-lg);
  border: 1px solid var(--c-border); padding: 20px;
  box-shadow: var(--shadow);
}
.svc-detail-icon { font-size: 36px; margin-bottom: 10px; }
.svc-detail-title { font-size: 17px; font-weight: 800; margin-bottom: 8px; color: var(--c-cta); }
.svc-detail-desc { font-size: 13px; color: var(--c-sub); line-height: 1.7; margin-bottom: 14px; }
.svc-detail-tags { display: flex; flex-wrap: wrap; gap: 6px; }
.svc-detail-tag {
  background: var(--c-bg2); border-radius: 50px;
  padding: 4px 10px; font-size: 11px; color: var(--c-cta); font-weight: 600;
}

/* ══ M4 用户案例口碑 ══ */
.review-list { display: flex; flex-direction: column; gap: 12px; }
.review-card {
  background: var(--c-card); border-radius: var(--radius);
  padding: 16px; border: 1px solid var(--c-border); box-shadow: var(--shadow);
}
.review-header { display: flex; align-items: center; gap: 10px; margin-bottom: 10px; }
.review-avatar {
  width: 40px; height: 40px; border-radius: 50%;
  background: linear-gradient(135deg, var(--c-cta), var(--c-accent));
  display: flex; align-items: center; justify-content: center;
  font-size: 16px; color: #fff; font-weight: 700; flex-shrink: 0;
}
.review-name { font-size: 13px; font-weight: 700; }
.review-city { font-size: 11px; color: var(--c-sub); }
.review-stars { color: #F59E0B; font-size: 12px; margin-left: auto; }
.review-amount {
  display: inline-flex; align-items: center; gap: 4px;
  background: #DCFCE7; color: var(--c-success);
  border-radius: 50px; padding: 3px 10px; font-size: 11px; font-weight: 700;
  margin-bottom: 8px;
}
.review-text { font-size: 13px; color: var(--c-sub); line-height: 1.6; }

/* ══ M3 信任背书 ══ */
.trust-section { background: var(--c-bg2); }
.trust-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; }
.trust-item {
  background: var(--c-card); border-radius: var(--radius);
  padding: 18px 14px; text-align: center; box-shadow: var(--shadow);
  border-bottom: 3px solid var(--c-cta);
}
.trust-num { font-size: 28px; font-weight: 900; color: var(--c-cta); line-height: 1; }
.trust-unit { font-size: 13px; color: var(--c-sub); }
.trust-label { font-size: 12px; color: var(--c-sub); margin-top: 6px; }
.trust-img-wrap { margin-top: 20px; border-radius: var(--radius-lg); overflow: hidden; }
.trust-img-wrap img { width: 100%; height: 160px; object-fit: cover; }

/* ══ M7 隐私安全 ══ */
.privacy-list { display: flex; flex-direction: column; gap: 10px; }
.privacy-item {
  display: flex; align-items: center; gap: 12px;
  background: var(--c-card); border-radius: var(--radius);
  padding: 14px 16px; border: 1px solid var(--c-border);
}
.privacy-icon {
  width: 40px; height: 40px; border-radius: 12px;
  background: linear-gradient(135deg, var(--c-cta), var(--c-accent));
  display: flex; align-items: center; justify-content: center;
  font-size: 18px; color: #fff; flex-shrink: 0;
}
.privacy-text h4 { font-size: 14px; font-weight: 700; margin-bottom: 3px; }
.privacy-text p { font-size: 12px; color: var(--c-sub); line-height: 1.5; }

/* ══ M8 FAQ ══ */
.faq-list { display: flex; flex-direction: column; gap: 8px; }
.faq-item {
  background: var(--c-card); border-radius: var(--radius);
  border: 1px solid var(--c-border); overflow: hidden;
}
.faq-q {
  padding: 14px 16px; font-size: 14px; font-weight: 700;
  display: flex; justify-content: space-between; align-items: center;
  cursor: pointer;
}
.faq-q i { color: var(--c-cta); font-size: 13px; transition: transform .25s; }
.faq-item.open .faq-q i { transform: rotate(180deg); }
.faq-a {
  display: none; padding: 0 16px 14px;
  font-size: 13px; color: var(--c-sub); line-height: 1.7;
  border-top: 1px solid var(--c-border);
}
.faq-item.open .faq-a { display: block; }

/* ══ M9 平台简介 ══ */
.about-section { background: var(--c-bg2); }
.about-intro {
  font-size: 14px; color: var(--c-sub); line-height: 1.8;
  margin-bottom: 16px; text-align: center;
}
.about-stats { display: grid; grid-template-columns: repeat(3,1fr); gap: 10px; }
.about-stat {
  background: var(--c-card); border-radius: var(--radius);
  padding: 14px 8px; text-align: center; box-shadow: var(--shadow);
}
.about-num { font-size: 22px; font-weight: 900; color: var(--c-cta); }
.about-lbl { font-size: 11px; color: var(--c-sub); margin-top: 3px; }

/* ══ M11 页脚 ══ */
footer { background: var(--c-primary); color: rgba(255,255,255,.8); padding: 28px 0 20px; }
.footer-logo { font-size: 15px; font-weight: 800; color: #fff; margin-bottom: 8px; display: flex; align-items: center; gap: 6px; }
.footer-logo i { color: #7DD3FC; }
.footer-desc { font-size: 12px; line-height: 1.7; margin-bottom: 16px; }
.footer-links { display: flex; flex-wrap: wrap; gap: 10px; margin-bottom: 16px; }
.footer-links a { font-size: 11px; color: rgba(255,255,255,.6); }
.footer-links a:hover { color: #7DD3FC; }
.footer-disclaimer {
  font-size: 10px; color: rgba(255,255,255,.45);
  line-height: 1.7; border-top: 1px solid rgba(255,255,255,.12);
  padding-top: 14px;
}
.footer-bottom {
  font-size: 11px; color: rgba(255,255,255,.5);
  margin-top: 10px; text-align: center;
}

/* ══ F3-A · 移动端底部悬浮条 ══ */
.float-bottom {
  position: fixed; bottom: 0; left: 0; right: 0; z-index: 90;
  display: flex; box-shadow: 0 -2px 12px rgba(0,0,0,.12);
  max-width: 480px; margin: 0 auto;
  padding-bottom: env(safe-area-inset-bottom, 0px);
}
.float-btn {
  flex: 1; display: flex; align-items: center; justify-content: center; gap: 8px;
  padding: 14px 10px; font-size: 14px; font-weight: 700; color: #fff;
}
.float-call { background: var(--c-primary); }
.float-wechat { background: var(--c-cta); }
.float-icon { font-size: 17px; }

/* ══ F4 到底按钮 ══ */
.btn-to-bottom {
  position: fixed; right: 16px; bottom: 80px; z-index: 89;
  width: 40px; height: 40px; border-radius: 50%;
  background: var(--c-cta); color: #fff; border: none;
  font-size: 16px; cursor: pointer;
  box-shadow: 0 3px 10px rgba(13,143,224,.4);
  transition: transform .2s;
}
.btn-to-bottom:hover { transform: scale(1.1); }

/* ══ 通用工具 ══ */
.tag-pill {
  display: inline-flex; align-items: center; gap: 4px;
  background: var(--c-bg2); border-radius: 50px;
  padding: 4px 10px; font-size: 11px; font-weight: 600; color: var(--c-cta);
}
.tag-pill i { font-size: 10px; }
.divider { height: 1px; background: var(--c-border); margin: 20px 0; }